Balance in life is essential for well-being. Since finances are a number one stressor for most Canadians1, how you manage your money plays a key role in finding and maintaining that balance.
We've curated some savings tips to help ensure you can enjoy your life now while also saving for your future.
After spending a lifetime managing your money to ensure that you actually have something to leave to your heirs, there are some questions that might naturally spring to mind. How much should you leave them? Should you make arrangements to give it to them while you're still alive? More importantly, will giving them a large sum of money actually help them or set them up for failure? These are just three of the most important things you should consider before setting up your estate distribution plan.
September was an exciting month for the Carruthers team! We are honoured to have won the 2022 Aurora Chamber of Commerce Business Excellence Award in the professional services category.
We would like to thank our friends, families and most importantly our clients for all the years of business together. Without you none of this would be possible!
To the Aurora Community and the Aurora Chamber of Commerce, thank you for the recognition and support. We look forward to working together for many more years!
During the past several months, a few clients have expressed concerns about world events and the potential impact on their investments. Concerns cited have included the ongoing Russia-Ukraine war, rising interest rates, inflation, recession, and weak economic news and so on.
If you have questions about current economic news this is a good opportunity to refocus on the long-term picture. The first question to ask yourself is what are your long-term financial goals? What are your objectives over the next 5-10 years, and have they changed?
With the turbulent times we have been experiencing in the markets, more people are considering annuities to ensure a certain income in their retirement years. It might not suit everybody to put some of their funds into annuities, and there is always the question of how much do you invest in them. There is no clear-cut answer, and you'll need to weigh your personal circumstances to see how annuities can fit into your retirement plans.
We hope you enjoyed your summer. It was great getting out and seeing each other in person, again. Now school routines are back, summer days are slowly drifting into memories and there is pumpkin spice everything.
With the new school year starting, we want to remind you of a few things that may need to be updated or considered.
Mutual funds are offered through Investia Financial Services Inc. The particulars contained herein were obtained from sources which we believe reliable but are not guaranteed by us and may be incomplete. The opinions expressed have not been approved by and are not those of Investia Financial Services Inc. This website is not deemed to be used as a solicitation in a jurisdiction where this Investia representative is not registered.
